Fast & Flexible Loans for Businesses

Podline Finance provides quick and reliable financing solutions to help your business grow. Get approved in as little as 24 hours with competitive rates.

Why Choose Podline Finance?

We provide innovative financial solutions designed for Nigerian businesses

Quick Approval

Get loan decisions in hours, not weeks. Funds disbursed within 24 hours after approval.

Competitive Rates

Enjoy some of the lowest interest rates in Lagos with flexible repayment terms.

Secure & Licensed

Fully licensed and regulated. Your data is 100% secure.

Dedicated Support

Our financial experts are available to guide you through every step of the process.

Our Loan Products

Tailored financing solutions for every business need

Business Expansion Loan

Up to ₦20,000,000 | 12-36 months

  • For established businesses
  • Interest from 15% per annum
  • No collateral required
  • Flexible repayment schedule

Working Capital Loan

Up to ₦10,000,000 | 3-12 months

  • Manage cash flow gaps
  • Interest from 12% per annum
  • Minimal documentation
  • Disbursed within 24 hours

Equipment Financing

Up to ₦30,000,000 | 24-60 months

  • Purchase new machinery
  • Fixed interest rates
  • Equipment as collateral
  • Up to 90% financing

How It Works

Simple steps to get the financing you need

Application

Complete our simple online application form in minutes

Review

Our team verifies your information and documents

Approval

Receive loan decision within 24 hours

Disbursement

Get funds directly to your account

Success Stories

What our clients say about us

Podline Finance helped us expand our restaurant chain to two new locations. Their quick approval process and reasonable rates made all the difference for our business growth.

Chinedu Okoro

Owner, Taste of Lagos Restaurant

When we needed urgent working capital to fulfill a large order, Podline came through for us. The funds were in our account within 24 hours of application.

Amina Yusuf

CEO, Fabrics & More Ltd.

As a small manufacturing business, we needed to upgrade our equipment. Podline's financing solution made it possible without straining our cash flow.

Emeka Nwankwo

Director, Precision Manufacturing

Get In Touch

We're here to answer any questions you may have

Contact Information

  • Head Office

    Cac road,Benson Bus Stop Ikorodu, Lagos

  • Phone

    +234 812 345 6789

  • Email

    hello@podlinefin.com

  • Working Hours

    Monday - Friday: 8:00 AM - 6:00 PM

    Saturday: 9:00 AM - 2:00 PM

Privacy Policy

At Podline Technology Limited ("we", "us", or "our"), we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

We may collect personal information that you voluntarily provide to us when you:

  • Apply for a loan or other financial products
  • Register on our website or mobile application
  • Contact us with inquiries or requests
  • Subscribe to our newsletters or marketing materials

The types of personal information we may collect include:

  • Full name and contact information (email, phone, address)
  • Identification documents (government-issued ID, passport)
  • Financial information (bank statements, income details)
  • Employment and business information
  • Credit history and credit bureau reports

2. How We Use Your Information

We use the information we collect for various purposes, including:

  • To process and evaluate your loan applications
  • To verify your identity and prevent fraud
  • To communicate with you regarding your account or transactions
  • To improve our products, services, and website
  • To comply with legal and regulatory requirements
  • To send promotional materials about our products and services

3. Information Sharing and Disclosure

We may share your personal information with:

  • Credit bureaus and reference agencies for credit assessment
  • Regulatory authorities as required by law
  • Third-party service providers who assist with our operations
  • Affiliates and business partners for joint offerings

We do not sell your personal information to third parties for marketing purposes.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These include:

  • Secure servers and firewalls
  • Data encryption for sensitive information
  • Access controls and authentication procedures
  • Regular security audits and testing

5. Your Rights

Under the Nigeria Data Protection Regulation (NDPR), you have the right to:

  • Access and review your personal information
  • Request correction of inaccurate or incomplete data
  • Object to processing of your personal information
  • Request deletion of your personal data
  • Withdraw consent for marketing communications

To exercise these rights, please contact our Data Protection Officer at dpo@podlinefinance.com.

6. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience on our website, analyze usage patterns, and deliver personalized content. You can manage your cookie preferences through your browser settings.

7. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant changes by posting the updated policy on our website.

8. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

Podline Technology Limited
CAC road,Besnson Ikorodu, Lagos
Lagos, Nigeria
Email: privacy@podlinefin.com
Phone: +234 812 345 6789

Effective Date: August 9, 2025